Understanding Your Rights After an Motorcycle Crash: Motorcycle Accident Lawyers in Philadelphia, PA
Many times, you may be able to work with—or fight against—an insurance company to recover a claim payout. This could be for water damage from a leaky water heater, a scuffed bumper on your car, or dental x-rays with your health insurance company. Oftentimes, you will successfully handle these types of claims and may feel empowered to try and handle other types of claims, such as after a motorcycle accident. However, our motorcycle accident lawyers in Philadelphia, PA, know that this could be a big mistake. Personal injury claims are very different from leaky water heaters or dental x-rays, and insurance companies and their adjusters are well-prepared to fight back.
This is why it is essential to always seek representation from an experienced personal injury law firm like Silver & Silver. We have dedicated our practice to protecting the rights of individuals who have been seriously injured due to the negligence of another person, business, or government entity. We also work hard to help families recover the compensation they may be entitled to under the law as well. To learn more about our motorcycle accident lawyers in Philadelphia, PA, call to schedule a FREE consultation.
Why You Need a Motorcycle Accident Lawyer
Although it may be tempting to represent yourself in a motorcycle accident claim, there are several reasons why it is worth getting a motorcycle accident lawyer to represent you. These include the following reasons:
Insurance Companies and Insurance Adjusters Are Well-Trained
Insurance companies specifically train their adjusters at regional and national conferences on how to handle personal injury claims. Many times, these conferences and educational seminars are taught by leading defense lawyers and risk experts who share decades of experience with the audience. Some conferences are even advertised for insurance professionals and lawyers, meaning that some insurance adjusters are learning alongside licensed lawyers. There are even medical or anatomy seminars where adjusters can learn about the most common types of injuries after an accident.
Unless you have similar training or are a licensed lawyer who handles motorcycle accident cases, it is simply an unfair fight to try and handle a claim without legal representation. Particularly considering that there is such a high number of motorcycle accidents in Pennsylvania each year, adjusters also have more experience handling these types of claims.
Most Insurance Adjusters Have a “Silent” Lawyer Helping Them
Although you may believe you are just speaking with an insurance adjuster on the phone, you can be guaranteed that the adjuster is reporting to a licensed lawyer to help build a defense against you. Sometimes the lawyer will conduct research and draft specific speaking points for insurance adjusters to help attack your claim, undermine your injuries, and expand your comparative fault. All of these factors can limit the compensation you may be entitled to, including resulting in an outright denial.
Therefore, if you try to handle a motorcycle accident claim, you are essentially going up against a defense lawyer and not realizing it.
There are Unique Issues With Motorcycle Insurance
Pennsylvania law does not require insurers to offer medical benefits unless a rider adds it, increasing a premium significantly. Thus, most individuals do not have this coverage. This means that there are many pitfalls for an insurance carrier to deny a claim or grossly limit what compensation a victim may be entitled to.
However, there are still ways for a motorcycle accident victim to recover compensation. Many of these ways include litigation or investigating whether supplemental coverage such as underinsured/uninsured motorist coverage applies. An insurance adjuster will not tell you this and may offer a nominal sum of money as a “gift” to get you to sign off on your rights to litigation. Do not do this without having an experienced motorcycle accident lawyer in Philadelphia, PA, review your case.
Injured in a Motorcycle Accident? We Can Help
If you or a loved one were seriously injured in a motorcycle accident occurring anywhere in Pennsylvania, especially in Philadelphia, PA, learn more about the law firm of Silver & Silver. Our experienced motorcycle accident lawyers have over 40 years of success representing victims and families in the Keystone State. Schedule your FREE consultation by dialing 610-638-7255 or by sending us a message on our “contact us” box available here.
This website is designed to provide only general information. The information presented on this website is not formal legal advice. You should not rely on any general information from any source for making legal decisions. Each legal matter is unique and requires specific attention from a qualified and experienced attorney. Unless a representation agreement has been signed with the Law Offices of Silver and Silver, we are not your legal representatives.
