Understanding the 5-Step Qualification Process for Social Security Disability in the Philadelphia Area

Navigating the Social Security Disability benefits qualification process can be quite complex. At Silver & Silver, our attorneys specialize in helping our clients understand how the Social Security Administration (SSA) determines eligibility for Disability benefits. Here’s a concise overview of the five critical steps involved:

Step 1: Assessing Employment Status

At the first step, the Social Security Administration checks if the applicant is engaged in “substantial gainful activity” (SGA) based on hours of work and income received. Both full-time and some part-time jobs can meet this criterion, depending on the earnings and nature of the work. Unpaid work and “passive income” may not be considered SGA. This step requires careful evaluation, particularly for self-employed individuals, where the focus is more on the nature of the activity than on actual earnings.

Step 2: Severity of Condition

The applicant’s physical or mental condition must significantly interfere with basic work-related activities to be considered “severe.” This term covers a broad spectrum of impairments, and even seemingly less aggressive conditions might meet SSA’s criteria if they sufficiently limit work capacity. An attorney can provide guidance on how to demonstrate the severity of your condition according to SSA standards.

Step 3: Listed Disabling Conditions

If the applicant’s condition meets the Criteria for SSA’s list of disabling conditions, they are automatically considered disabled. This list includes various physical and mental disorders. However, if a condition is not listed, it might still qualify if it is as severe as one that is included. Expert legal help is crucial here to argue the equivalence of an unlisted condition to those specified by the SSA.

Step 4: Ability to Perform Previous Work

The SSA evaluates whether the applicant can perform any work they have done in the past 5 years to determine what is the individual’s “Past Relevant Work”. This assessment considers the physical and mental demands of past jobs and the applicant’s current capabilities. If it is determined that the applicant can still perform past work, they may not qualify for disability benefits.

Step 5: Ability to Adapt to Other Work

Finally, if the applicant cannot perform their past relevant work, at the final step of the sequential evaluation, the SSA assesses whether they can adjust to other work. This decision considers factors like age, education, past work experience, and their residual functional capacity—what the applicant can still do despite their condition. A lack of transferable skills or a significant reduction in functional capacity can lead to qualification for benefits.

The legal standard is intricate and sometimes confusing, which is why the guidance of an experienced Social Security Disability attorney from Silver & Silver is invaluable. If you are navigating this process, our expert team is here to help every step of the way.

Contact the Skilled Team of Social Security Disability Attorneys at Silver & Silver

At Silver & Silver, our Social Security Disability attorneys expertly guide clients through SSA’s complicated claims process to optimize the success of their disability claims. We meticulously collect and present evidence to ensure that each application highlights our clients’ qualifications for benefits.

Should your case require an appeal, our seasoned litigators are well-prepared to advocate passionately for your rights in court. We are dedicated to providing outstanding legal representation to secure the disability benefits our clients rightfully deserve.

Located in Ardmore, Pennsylvania, our offices are ideally situated to serve individuals and families across the Philadelphia area, including Delaware County, Montgomery County, Bucks County, Chester County, and Berks County. We also extend our services to the South Jersey areas, such as Camden County, Burlington County, Gloucester County, Cumberland County, and Atlantic County. 

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